Description
Corporate Counsel, Secured Lending - (17001116)
Essential Duties And Responsibilities
JOB SUMMARY:
Provides advice and counsel on a wide variety of legal matters or problems involving Hancock Holding Company and its subsidiaries (the Company), including commercial and consumer banking, transactional matters such as commercial lending and real estate transactions, as well as regulatory matters; all as part of managing legal risks and costs.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Advises and provides support to Company associates on all legal and compliance aspects of commercial and consumer lending, including review of existing and proposed policies, procedures and documentation affecting lending, including note and collateral forms and agreements
Supports the Company loan documentation units, lending and workout officers and credit administration personnel in various areas, including loan documentation, evaluation of watch list loans and recommendation of curative measures, loan policies, and loan products
Assists with drafting, reviewing and negotiating documents, including, for example, contracts, loan documentation, customer facing agreements and corporate level agreements involving the Company interests or the interests of customers
Acts as a liaison with outside law firms, which includes monitoring and tracking assigned projects or cases, including documentation reviews, evaluating the effectiveness and efficiency of outside law firms, and consulting with outside law firms on strategy and policy issues
Assists in developing training programs and/or materials, as well as providing such training as appropriate or requested
Provides advice and counsel on a variety of legal matters involving the Company
Proactively assesses risks/loss exposure facing the Company and recommends/collaborates on solutions to mitigate/minimize such risks/losses; identifies best practices
Prepares responses to regulatory exam requests, as well as requests by internal and external auditors, as needed
Assists with product development and revenue initiatives of a wide variety
Keeps informed of federal and state legislation and judicial decisions that may affect Company operations; provides advice and counsel based on interpretations of said laws, regulations and decisions
Prepares and reviews business agreements and handles other legal matters, as needed
Assists as needed with review and commentary on proposed state and federal laws and regulations
Assists as needed in corporate governance and deal structuring
Assists in investigation of and response to various regulatory complaints, as well as internal investigations
Reviews various types of regulatory or legal requests or notices directed to or served upon the Company for proper handling
SUPERVISORY RESPONSIBILITIES:
Directly and/or indirectly supervises employees in Legal and carries out supervisory responsibilities in accordance with the Company policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems
Minimum Required Education, Experience, Licenses And Certifications
MINIMUM REQUIRED EDUCATION, EXPERIENCE, & KNOWLEDGE:
Juris Doctorate (JD) from an accredited institution
5+ years of legal experience, preferably within a financial institution
Business experience obtained through the private practice of law desired, with an emphasis on transactional work
Licensed to practice law in Alabama, Florida, Louisiana, Mississippi, or Texas, or eligible to become licensed in one or more of those states
Ability to communicate effectively orally and in writing
Proficient knowledge of Microsoft Office products including Microsoft Word, Excel, Outlook, Access and PowerPoint
ESSENTIAL PHYSICAL & MENTAL REQUIREMENTS:
Ability to work under stress and meet deadlines
Ability to operate a keyboard if required to perform the essential job functions
Ability to read and interpret a document if required to perform the essential job functions
Ability to travel if required to perform the essential job functions
Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an undue hardship then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Primary Location: United States-Louisiana-New Orleans-WNBHQ-Whitney Bank Headqtrs -LA
Work Locations:
WNBHQ-Whitney Bank Headqtrs -LA
228 St Charles Ave
New Orleans 70130
Job Category: Legal/Audit/Compliance
Organization: Hancock Bank - President's Division - Corporate Risk Managment
Shift: First Shift
Job Type: Experienced
Job Level: Individual Contributor
Travel: Yes, 10 % of the Time